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About Our Attorneys

Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  Clinton  >  Debt Negotiation

Clinton Debt Negotiation Attorneys

With well over half of the American population in debt of some sort, it’s not surprising that many people struggle financially to pay their bills. Debt can quickly become overwhelming and might even be hard for you to face on a daily basis. When facing this situation in Clinton, our team at Hong Law, PLC knows it is easy to feel as if there are limited options for paying back your debts, if any at all; however, this is not usually the case. In fact, there may be many ways in which you can negotiate your debts, making repayment and financial freedom a possibility.

Options for Debt Negotiation

It is important to know that debt negotiation is different from filing for bankruptcy. It allows you to potentially negotiate with all of the people to whom you owe money. There are several ways you might be able to negotiate regarding your debt and payments, including:

  • Lump sum repayment
  • Decreased interest rates
  • Decrease in overall debt
  • Extension of repayment period

With these options, your debt could become more manageable than you initially thought. But to make sure that you are making the best decision for your financial and emotional health, it’s a good idea to talk with a legal representative who is experienced with debt negotiation.

Learn More about Debt Negotiation from an Attorney in Clinton

If you or someone you know has a large amount of debt and wants to avoid bankruptcy while still paying off this debt, the attorneys of Hong Law, PLC, can help. Contact our office in Clinton today at (319) 294-5853 to talk about your debt negotiation options.

 

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office