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About Our Attorneys

Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  Marshalltown  >  Knowing When to File in Marshalltown

Knowing When to File in Marshalltown

At Hong Law, PLC, we know that facing financial difficulties at some point in life is an unfortunate reality that many people in Marshalltown have to deal with. However, even in this situation, it is important to remember that you are not without options for resolving your financial difficulties. In order for people in debt to understand just what these options are, it is necessary to know when your financial problems are simply posing difficulties for you and your family or whether they are overwhelming and cannot be resolved without some sort of major invention. In the case of the latter, a debtor may find that it is time to file for bankruptcy.

Reasons for Filing for Bankruptcy

Filing for bankruptcy may be hard to face initially, but in certain circumstances, it is the best, and potentially only way, to end debt. These circumstances usually include the following:

  • You are unable to pay your bills, at all or on time
  • You suffer creditor harassment
  • Threatened loss of home or other assets
  • You are emotionally distraught about your finances
  • You see no way to escape the debt that keeps increasing

In these situations, debtors find that filing for bankruptcy is the necessary course of action. While it can be a frightening prospect to face, bankruptcy is actually a secure way to begin rebuilding your financial security.

Learn More about Filing for Bankruptcy from a Lawyer in Marshalltown

If you or someone you know is struggling with financial problems and wants to escape them responsibly, call (319) 294-5853. Our qualified attorneys at Hong Law, PLC can explain your options to you and help you choose the best financial path for you and your family.

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office