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About Our Attorneys

Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  North Liberty  >  Personal Bankruptcy

North Liberty Personal Bankruptcy Attorneys

Struggling with mounting personal debts is something that millions of people in the United States face on a yearly basis. In fact, at Hong Law, PLC, we know that many people in North Liberty are dealing with overwhelming debts that they are uncertain how to pay. Fortunately, if you are in this situation, you are not alone or without options. Personal bankruptcy can offer debtors escape from financial crises, help them address and even eliminate debts, while also escaping harassment from creditors.

Personal Bankruptcy Options

When it comes to filing for bankruptcy as an individual, you have several options. Depending on your circumstances, you might choose between the following personal bankruptcy options:

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Chapter 7 and Chapter 13 bankruptcy vary fairly significantly. Chapter 7 bankruptcy eliminates many debts a person has by liquidating some assets to pay off certain debts. Typically a person finishes with this bankruptcy within six months to a year. Chapter 13 bankruptcy, on the other hand, puts a repayment plan in place that takes between three and five years to complete.

Call a Personal Bankruptcy Lawyer in North Liberty Today

If you or someone you love is struggling with personal debts and is considering bankruptcy, our legal team at Hong Law, PLC can help make this process easier for you by helping you determine what option is best for you and guiding you through it, step by step. Call (319) 294-5853 today to talk with us about your debts and financial situation.

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office