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Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  Articles  >  How to Know When to File

How to Know When to File

Nearly every person experiences financial difficulties at some point in his or her life, but where do you draw the line between difficulties and extreme circumstances? It can be hard to know when to file for bankruptcy, but there are some signs that Cedar Rapids debtors can look for as indicators that it may be time to consider filing. The attorneys of Hong Law, PLC, can help debtors evaluate the state of their financial situation and decide the best course of action to take, whether that be bankruptcy or something else.

Signs You May Need to File

Though everyone’s situation is different, there are some telltale signs that it may be time for you to consider filing for bankruptcy. For instance, Cedar Rapids debtors who experience the following might benefit from filing for bankruptcy:

  • Persistent inability to pay debts
  • Continuing / mounting debts
  • Maxed-out credit cards
  • Anxiety / nervous attacks about debts
  • Harassing calls / contact from creditors

Each of these situations might mean that a debtor has reached a level of financial difficulty that could benefit from bankruptcy proceedings. Filing for bankruptcy can give you a fresh start and allow you to move forward from what may seem like an impossible financial situation. A Cedar Rapids bankruptcy attorney can help guide you through the process.

Contact a Bankruptcy Lawyer in Cedar Rapids

If you are experiencing extremely difficult financial circumstances and think it may be time to file for bankruptcy, the attorneys of Hong Law, PLC, may be able to help you and your loved ones. Contact our offices in Cedar Rapids today by calling (319) 294-5853 to set up a consultation.

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office