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Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  FAQs  >  Should I file for Chapter 7 or Chapter 13 bankruptcy?

Should I file for Chapter 7 or Chapter 13 bankruptcy?

Like many aspects of your case, this all depends on your unique financial circumstances. If you are facing more serious financial difficulties and do not have enough funds to pay off your debts at all, you should file for Chapter 7 bankruptcy so you can work on getting a fresh start. If you have the necessary funds, Chapter 13 bankruptcy is easier to qualify for and also lets you keep your assets.

Above all, make sure you consult with an experienced bankruptcy lawyer to determine which chapter is right for you. Call the Cedar Rapids bankruptcy lawyers of Hong Law, PLC, at 319-632-1400 today and schedule a free consultation.

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office