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Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  FAQs  >  Will I pass the means test?

Will I pass the means test?

The means test is a part of Chapter 7 bankruptcy. It acts as an evaluative method for determining an applicant’s eligibility to file for bankruptcy. Every person’s case is different, so it’s actually quite difficult to know for sure who will pass the means test. However, most people who are facing significant debts with no way to pay them off in their current situation or who otherwise demonstrate extreme need for financial intervention often pass and qualify for bankruptcy. The means test is largely in place to ensure that dishonest people don’t take advantage of the benefits of filing for bankruptcy.

If you or someone you know has been considering filing for Chapter 7 bankruptcy, contact an experienced Cedar Rapids bankruptcy lawyer of Hong Law, PLC, today by calling us at (319) 294-5853 to discuss the means test and your legal options.

Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office