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Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  Muscatine  >  Personal Bankruptcy

Muscatine Personal Bankruptcy Lawyers

When you are facing an overwhelming amount of debt, it can be difficult to know where to turn. However, bankruptcy is a powerful legal tool for people in this situation, and there are several types of bankruptcy specifically designed to help individuals or couples escape their debt. Fortunately, the skilled attorneys of Hong Law, PLC, can help people in Muscatine go over their bankruptcy options and choose the best method for regaining financial independence in their situation.

Options in Personal Bankruptcy

Almost everyone faces financial difficulty at some point in their lives, whether due to credit card debt, student loans, mortgages, medical bills, or other debts. Under the United States Bankruptcy Code, though, there are two bankruptcy options specifically tailored for personal bankruptcy:

At their most basic, Chapter 13 bankruptcy allows a debtor to gradually pay off debt through a repayment plan, while Chapter 7 bankruptcy involves liquidating assets to pay creditors. It is important to understand these differences when determining which personal bankruptcy method is best for you, so you should consider discussing your situation with a knowledgeable attorney regarding your options.

Contact a Personal Bankruptcy Attorney in Muscatine

If you or someone you know is struggling with debt, personal bankruptcy can help you escape this difficult financial burden and move on with your life. However, this process can seem complex and even confusing if you do not have qualified legal guidance. For more information about Chapter 7 or Chapter 13 bankruptcy and how we can serve you, contact the experienced attorneys of Hong Law, PLC, today at (319) 294-5853.


Iowa City and Coralville Office Location: 845 Quarry Rd #130
Coralville, IA 52241
Phone: (319) 354-1804
Map to our Coralville Office