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Janet K. Hong and Derek Hong are the founding partners of Hong Law, PLC

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Home  >  Practice Areas  >  Personal Bankruptcy  >  Chapter 13

Cedar Rapids Chapter 13 Bankruptcy Attorneys

The Cedar Rapids Chapter 13 bankruptcy lawyers of Hong Law, PLC, believe that filing for bankruptcy can be a useful solution for those struggling with overwhelming debts. Individuals who file for Chapter 13 bankruptcy pay back a portion of their debts through a court-ordered payment plan with reasonable and affordable monthly payments. A Chapter 13 bankruptcy can also allow someone to catch up on back mortgage or car payments to avoid a foreclosure or repossession.

If you or someone you know has significant outstanding debts which you can no longer afford to pay, bankruptcy may be the right choice for you. Contact the Cedar Rapids Chapter 13 bankruptcy attorneys of Hong Law, PLC today at (319) 294-5853 to discuss your situation with a qualified member of our legal team and learn more about your different options for returning to financial freedom.

Understanding Chapter 13 Bankruptcy

Chapter 13 bankruptcy involves the consolidation of an individual’s different outstanding debts into a single manageable repayment plan. In most cases, the terms of this repayment plan will be set between 3 and 5 years, during which time the individual will pay back some or all of their different unsecured debts. For more information about different aspects of Chapter 13, please consult the following:

Having the assistance of a qualified legal professional can significantly increase your likelihood of receiving the best possible outcome for your case.

Contact Us

If you are feeling the pressure of overwhelming debts, it is easy to feel as if all hope is lost. Fortunately, you have options, and relief is often not far away. Contact the Cedar Rapids Chapter 13 lawyers of Hong Law, PLC at (319) 294-5853 today to speak with an experienced legal professional about what you can do to resolve your debt problems.